Gas Stations / Truck Stops


Gas Station / Convenience Store / Truck Stop Financing

Acquisition and refinancing solutions for existing, operating gas stations, convenience stores, and qualifying truck stops nationwide.

Commercial Real Estate Loans USA arranges financing for established fuel retail and related special-use properties. Financing is evaluated based on the operating business, property collateral, borrower qualifications, and transaction structure. Truck stop opportunities are considered on a case-by-case basis.

Lending Parameters

Loan Size
$2 Million – $20 Million
Geographic Coverage
Nationwide, Subject to Lender Approval
Property Types
Operating Gas Stations, Fuel Retail Facilities with Convenience Stores, and Qualifying Operating Truck Stops
Leverage
Up to 75% LTV for Eligible Bridge Loans; Up to 70% LTV for Eligible Conventional Loans
Terms
Bridge Financing Up to 36 Months; Conventional Financing Typically 5 Years, Subject to Program and Underwriting
Repayment Structure
Bridge Loans May Offer Interest-Only Payments; Conventional Loans May Offer Amortization Up to 25 Years

Uses of Loan Proceeds

Acquisition

Finance the purchase of an established, operating gas station, convenience store with fuel operations, or qualifying truck stop, subject to property and business underwriting.

Rate / Term Refinance

Refinance existing debt on an operating property to address loan maturity, adjust repayment terms, or improve the financing structure where supported by underwriting.

Cash-Out Refinance

Access available equity in an existing operating property, subject to valuation, operating performance, lender requirements, and permitted uses of proceeds.