Gas Station Loans

Convenience Store, Truck Stop, and Car Wash Financing

Acquisition and refinancing solutions for established, operating gas stations, convenience stores, truck stops, and car wash properties.

Modern gas station with convenience store, illuminated fuel pumps, and vehicles beneath a canopy at dusk

Commercial Real Estate Loans USA arranges commercial real estate financing for stabilized, cash-flowing fuel retail and related special-use properties. Financing options include short-term bridge loans and conventional loans for acquisitions and refinancing. Established operating performance, property location, collateral quality, and sponsor experience are central to the financing strategy.

Lending Parameters

Loan Size
$2 Million – $20 Million
Geographic Coverage
Nationwide Except Illinois; Primary and Secondary Markets
Property Types
Operating Gas Stations, Convenience Stores with Fuel Operations, Established Truck Stops, and Operating Car Washes
Leverage
Up to 65% LTV for Bridge and Conventional Loans
Terms
Bridge Loans: 12–36 Months; Conventional Loans: 5-Year Term with 25-Year Amortization
Repayment Structure
Interest-Only Bridge Loans with Guaranteed Interest for Half the Loan Term; Amortizing Conventional Loans

Financing Applications

Acquisition

Finance the purchase of an established, income-producing gas station, convenience store with fuel operations, operating truck stop, or car wash property.

Bridge Financing

Secure short-term, interest-only financing for a stabilized operating property when a defined repayment or refinancing strategy calls for a 12- to 36-month term.

Rate / Term Refinance

Refinance existing property debt to address a maturing loan or establish a conventional financing structure supported by the property’s operating cash flow.